Evil Credit Cards
Run out to your Mailboxes on any given day and you will find that there are several credit card offers. Please do not fill them out. You do not need these cards and they will cost you a mint. I would encourage you to send these applications back. All of it, the envelope it came in and everything else. Why, should I have to pay to get rid of these items. Here in rural MN, we pay for garbage by the bag. Every bag is about $4.00 USD. I figure there is at least one bag per year. Plus all the time opening or handling them. My new process is to send them back to the evil credit card companies.

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